ndiagnosed illnesses than older people
Harmful Substances
Most insurance companies raise premiums for their policies and,
in some cases, refuse to insure those who smoke, chew tobacco,
fitzonefitness.com or snuff because
they are more susceptible to life-threatening illnesses such as cancer. As a
result, the premiums of senior citizen health insurance are affected.
Gender
According to experts, many insurance companies feature premium
rates that differ for men and women for three reasons:
happytechno.net women are more likely to
visit doctors, fill medications, and be diagnosed with chronic conditions.
Age
Because they have fewer known and undiagnosed illnesses than
older people, most young people have considerably lower premiums. Young
policyholders are less likely to suffer from health issues and are less likely
to seek medical help. Considering this factor, senior citizen health insurance
may incur higher premiums.
Career Of Choice
Because senior citizens who have worked in settings with
dangerous substances, radiation, chemicals, and jobs with a high risk of
injury, are more susceptible to cardiovascular illnesses, they must pay higher
rates, according to insurance firms.
Non-availability of Insurance
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